Has anyone ever sued an insurance company within auto coincidence wthout using an attorney?
I was hit pretty bad by a guy who have Allstate auto full coverage insurance. My medical bills are about $4000. Should I sue for $12,000 total? And I am not going to hire an attorney, so how successful will that be. I wonder if others have tried to do it alone as ably.
Answers:
Depending on what state you are within and if that state is a No-Fault insurance state that will make a difference. Basically I live in Michigan and that is to say a no-fault state and every person has unlimited medical coverage on their auto policies. Therefore if you are contained by an accident you basically simply turn your medical bills into the company they pay 100%. The question is going to be do you hold auto insurance? If the answer is yes then you will probably need to turn your bills into your insurance company. Then your insurance company will subrogate against the other people company to get back their loss since it be their fault. Now if you don't have auto insurance afterwards I guess you will have to try and submit the claim to that persons auto insurance. But, I can bring up to date you right now if you don't have permenant bodily injury you are not going to find more then your medical bills. I would start by asking your insurance agent first, if you don't have one call for the person that hit you and ask for his insurance information. Most of the time you don't need a advocate if you are just submitting for the medical bills to get salaried. But if you are trying to get more then medical bills compensated then you will need a attorney to even be taken seriously in a court situation. Hope this helps. Source(s): myself, I am a licensed insurance agent surrounded by Michigan
And what, pray notify, makes you think you deserve 12K? Go ahead and sue, chum. Sue your dumb-a** off. Be warned: Allstate will show up at court next to an army of lawyers and litigate this nonsense into the subsequent decade.
Damn.
If you're going to sue, PLEASE get an attorney. You can bet they'll have one surrounded by court, and several others availible if needed. They'll eat you for lunch.
$12k with $4k within meds? I hope you had a broken bone or some scarring. Probably not with that amount of meds. If it is soft tissue, you might expect $5k. If you in truth spend the money to file suit in court, you might gain $6k. If you get an attorney, you can probably expect the same settlement, but smaller amount for you b/c of attorney fees.
Well, the first thing you need to digit out is exactly WHO to sue....and you can't sue Allstate, you have to sue the guy who hit you. Allstate didn't injure you, the guy driving did and THAT is who your cause of bustle is against. Gee...maybe you should get a legal representative since you don't even know who it is you need to sue--at least they'll receive it right.
But as for your $12K demand....get over it.
$12,000 may or may not be reasonable. What be the extent of your injuries? Have you been released from care and treatment, or is it ongoing? What is the diagnosis and prognosis? All those factor would come into the mix. If someone has told you "You should get 3 times your medical expenses" don't listen. There is no formula. You may not even catch all your medical expenses, only those that are okay and proper based on your injury would be compensated. Bumping your knee on the drop doesn't give you a free operation for your hernia while you are at it.
Actually, YOUR insurance agent would be the best source of information to you, so go ask him what is logical and what you should be asking for. And why are you doing this rather than your insurance agent in the first place?
Wait.. you really think with simply 4k in medical bills you are going to get an extra 8k for zilch? Let me guess.. your using that "3 times your bills" formula that someone pulled out of their butt who knows nothing in the order of insurance? ANYONE can have 4k in medical bills.. insurance know this. You never never never get 3 times your bills unless you are severely injured ( i mean come on.. you didnt lose a leg did you?)
Please... are your permenantly injured? is this going to affect you your undamaged life?
If the answer is no.... you will MAYBE get 5k adjectives together.. you didnt win the lottery. And this is whether you have an attorney or not.
Related Questions:
Please help out...can my chance attorney drop my skin, and no further assist me...?
Should I grasp a advocate or not for saloon disaster?
In an automobile misfortune,can illegals acquire an attorney later sue a citizen?
Is it conventional for an attorney to use your social financial guarantee number as a covering number surrounded by an auto catastrophe.?
Son wants legalized direction can't afford legal representative self sued for happenstance requests to plea who does he plea to?
Answers:
Depending on what state you are within and if that state is a No-Fault insurance state that will make a difference. Basically I live in Michigan and that is to say a no-fault state and every person has unlimited medical coverage on their auto policies. Therefore if you are contained by an accident you basically simply turn your medical bills into the company they pay 100%. The question is going to be do you hold auto insurance? If the answer is yes then you will probably need to turn your bills into your insurance company. Then your insurance company will subrogate against the other people company to get back their loss since it be their fault. Now if you don't have auto insurance afterwards I guess you will have to try and submit the claim to that persons auto insurance. But, I can bring up to date you right now if you don't have permenant bodily injury you are not going to find more then your medical bills. I would start by asking your insurance agent first, if you don't have one call for the person that hit you and ask for his insurance information. Most of the time you don't need a advocate if you are just submitting for the medical bills to get salaried. But if you are trying to get more then medical bills compensated then you will need a attorney to even be taken seriously in a court situation. Hope this helps. Source(s): myself, I am a licensed insurance agent surrounded by Michigan
And what, pray notify, makes you think you deserve 12K? Go ahead and sue, chum. Sue your dumb-a** off. Be warned: Allstate will show up at court next to an army of lawyers and litigate this nonsense into the subsequent decade.
Damn.
If you're going to sue, PLEASE get an attorney. You can bet they'll have one surrounded by court, and several others availible if needed. They'll eat you for lunch.
$12k with $4k within meds? I hope you had a broken bone or some scarring. Probably not with that amount of meds. If it is soft tissue, you might expect $5k. If you in truth spend the money to file suit in court, you might gain $6k. If you get an attorney, you can probably expect the same settlement, but smaller amount for you b/c of attorney fees.
Well, the first thing you need to digit out is exactly WHO to sue....and you can't sue Allstate, you have to sue the guy who hit you. Allstate didn't injure you, the guy driving did and THAT is who your cause of bustle is against. Gee...maybe you should get a legal representative since you don't even know who it is you need to sue--at least they'll receive it right.
But as for your $12K demand....get over it.
$12,000 may or may not be reasonable. What be the extent of your injuries? Have you been released from care and treatment, or is it ongoing? What is the diagnosis and prognosis? All those factor would come into the mix. If someone has told you "You should get 3 times your medical expenses" don't listen. There is no formula. You may not even catch all your medical expenses, only those that are okay and proper based on your injury would be compensated. Bumping your knee on the drop doesn't give you a free operation for your hernia while you are at it.
Actually, YOUR insurance agent would be the best source of information to you, so go ask him what is logical and what you should be asking for. And why are you doing this rather than your insurance agent in the first place?
Wait.. you really think with simply 4k in medical bills you are going to get an extra 8k for zilch? Let me guess.. your using that "3 times your bills" formula that someone pulled out of their butt who knows nothing in the order of insurance? ANYONE can have 4k in medical bills.. insurance know this. You never never never get 3 times your bills unless you are severely injured ( i mean come on.. you didnt lose a leg did you?)
Please... are your permenantly injured? is this going to affect you your undamaged life?
If the answer is no.... you will MAYBE get 5k adjectives together.. you didnt win the lottery. And this is whether you have an attorney or not.
Related Questions: