I Got Into a Car Accident...Need Attorney's Advice!?
In Nov. 2006 I got in a sports car accident on the highway. Put simply, I hydroplaned and spun across all lane and got hit from behind. At the time I be 20 and never having been contained by a car accident I be very scared. I stayed contained by the car until the police came. I call my mom who handled everything. My parents never said anything much to me about it so I assumed it be all taken care of within the appropriate fashion. This until 2 yrs. later when I achieve summoned to court. The people in the coup¨¦ who had hit me from behind (and their insurance company) be taking me to court to retrieve about $3k they said I owed them. I went to court and single their attorney showed up asking to postpone. I received a letter of the postponement date and was going to speak to my insurance company and attorney when a few days subsequent I then receive a letter from the Plantiff's insurance company directly saw I owe them $3k. For a second I thought it was my own bill I had a debt beside! Then a few weeks later I received another letter from the court maxim the case has be cancelled. I thought that meant the case be dropped but then a few weeks after tax time of this year I seize a letter from the Comptroller of Maryland saying that my state charge refund has be applied to an outstanding debt...the Plantiff's insurance company for $3k.
Now, at the time of the accident my mom told me that the people contained by the car were inept to give her insurance information because they did not even have it on them. Also, I call MY insurance company and they claim they cannot help because at the time of the accident I be uninsured (but my dad says I should have be because he HAD paid that month - the car be insured under his name).
At this point I am utterly confused and not sure about what to even do. I thought the total point of going to court and getting those court letters this whole time be for the Plantiff was to try to recover the $3k. I didn't know their insurance could basically turn around and bill me regardless and on top of that, take my state excise refund!
At this point, do I need to hire an attorney? Is what their insurance company doing possible to force me to repay them? I'm not sure where to even start to unravel this mess. :(
Answers:
If the car you be driving was insured, then you WERE insured. The insurance covers every licensed driver. The simply way anyone can attach (claim your tax reimbursement for a debt) is if that person or company has a court command saying that you owe the money. I thing in that is some definite 'hanky-panky' going on. I looks like the other sports car owners and/or their insurers received a court order by getting a default sentence against you. How that did it is illegal. Go to the court (usually civil court). And check to see if any judgments be issued in favor of the other people or against you. If near was, than that's your answer as to how they got your import tax refund. Now you have to bring back a lawyer and sue, them, their insurance company, and your dad's insurance company. Your dad's mainly for not interposing a defense for you. Good Luck.
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Now, at the time of the accident my mom told me that the people contained by the car were inept to give her insurance information because they did not even have it on them. Also, I call MY insurance company and they claim they cannot help because at the time of the accident I be uninsured (but my dad says I should have be because he HAD paid that month - the car be insured under his name).
At this point I am utterly confused and not sure about what to even do. I thought the total point of going to court and getting those court letters this whole time be for the Plantiff was to try to recover the $3k. I didn't know their insurance could basically turn around and bill me regardless and on top of that, take my state excise refund!
At this point, do I need to hire an attorney? Is what their insurance company doing possible to force me to repay them? I'm not sure where to even start to unravel this mess. :(
Answers:
If the car you be driving was insured, then you WERE insured. The insurance covers every licensed driver. The simply way anyone can attach (claim your tax reimbursement for a debt) is if that person or company has a court command saying that you owe the money. I thing in that is some definite 'hanky-panky' going on. I looks like the other sports car owners and/or their insurers received a court order by getting a default sentence against you. How that did it is illegal. Go to the court (usually civil court). And check to see if any judgments be issued in favor of the other people or against you. If near was, than that's your answer as to how they got your import tax refund. Now you have to bring back a lawyer and sue, them, their insurance company, and your dad's insurance company. Your dad's mainly for not interposing a defense for you. Good Luck.
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