I enjoy an uninsured auto calamity, if I hire an attorney can he sue for over and above my policy edges?
Answers:
Insurance is a contract between you and the insurance company on certain conditions. It is equally applicable to you both. Non coverage of contractual condition on the part of Insurance Company just can be able to sue the Company. Uninsured ato accident is not the contractual condition. If any vicarious liability of company covers surrounded by any angle only to be seen contained by your case. Otherwise no hopes in your skin.
If you mean the personage that hit you was uninsured, then that really doesn't concern - you can sue him for whatever your damages are, whether he has insurance or not. If you cannot collect, because he have no insurance, then your own insurance's "uninsured driver coverage" will pay you up to the restrictions of your coverage.
That doesn't stop you from getting a judgment for more from the other driver, but if he doesn't even have insurance, how predictable is it that he'll be able to pay you - remember, your insurer will gain "first crack" at his assets.
Richard
Of course you can sue for more than your policy limits. The problem will be collecting. Typically, folks who drive without insuranxe don't have much contained by the way of assets. What's in your favor is that a ruling is valid for a long time (up to 20 years in some jurisdictions) and it earns interest adjectives that time. 20 years can make a big difference in some people's lives. Maybe your driver will be one of them. Source(s): 20+ years practicing tenet
Visit an attorney and ask him/her. If the other person is the uninsured person, consequently that person might be a bum with no assets. The sorrowful thing about the allowed system is that bums, esp. those on welfare, are not afraid of being sued. If you are insured, consider getting better uninsured motorist coverage contained by case you have another calamity. Source(s): We do not have a justice system; we hold a legal system. :(
What do you mean by uninsured auto accident but over your policy ends? You didn't have insurance? You were drunk or underneath the influence of a drug? He/she didn't have auto insurance?
Who didn't have insurance, you or the other driver? He can definitely sue for your medical expenses, time lost from work (if applicable) and stomach-ache and suffering. If the accident was his breakdown you could also sue for damages.
Chances are pretty good you won't be able to return with an attorney to take this case, unless the other driver have substantial assets.
You can't successfully sue your own insurance company for more than your policy limits. Can you sue the other driver? Absolutely. But if the other driver is judgment proof, you won't see a penny. (And this is why you probably won't be capable of find an attorney to take this case. There would be no solid hope of payment.)
were you hurt..later maybe
Related Questions: