We have to get hold of a legal representative for an disaster that be cause by an uninsured motorist, what should I expect?
We were hit head on by some kids who be uninsured. It was a pretty bad calamity but luckily we have Personal Injury Protection and also uninsured motorists. The combined impact was nearly 90 mph and it totaled both cars, we are lucky to be alive. But our insurance company decided after 2 months that we must not really be hurt and tried to send us to take a independent medical examiner. That's all fine and dandy because we have zilch to hide, we are both still truly hurt. But from what I understand from conversation with our chiropractor is that this is a tactic the insurance company uses to stop paying for our medical bills and almost all of the "medical examiners" deem the patients fine and stipulation no further treatment thus our medical bills would no longer be covered. So we got ourselves a lawyer to promise with this and they are seeking 300,000 dollars from our insurance company (which is the amount of uninsured motorist coverage we have.) This scare me, I don't want this kid and his family to be ruined. What's the likely hood that they will acquire that, and if not that, what is more likely?
Answers:
First, Most insurance companies, although they won't/can't speak, do not trust chiropractors because they are viewed as "phonies" and "quacks" That may be a major judgment why they are sending you to a real Doctor, Dump your chiropractor and on your own, go to see a unadulterated Doctor of your choice and get his/her opinion as to your injuries. Since you already hired a advocate, you should not now be worried about the other kid. These suits can drag on for years and 95% of the time are settled out of court for much smaller quantity than the amount you are suing for. You may not want to hear this, but I'll bet if you had gone to a real Doctor contained by the first place, you would not have had to hire a attorney and sue and everything would now be settled
What ever your insurance company has to repay out to you and your lawyer they will sue the kid for. If the kid was beneath 18 (21 in some states if he still lives at home) the insurance company will sue his parents attach assets and or earnings his parents or himself receive. This could cause them to have to even lose their home or database bankruptcy.If the kids family didn't own the saloon the will also go after the owner of the car that hit you.
If the kid and his clan didn't want to be ruined, they should have had insurance. I wouldn't verbs about them.
I agree that the insurance company has issues next to the chiropractor. I know nobody ever listens to me but they aren't actually legitimate doctors. A lot of the stuff they do and believe is nutso crazy on par with Scientology or homeopaths or Democrats. You know, crazy. But seriously, they aren't actual doctors.
Insurance carriers look at the intact scenario. Were you taken by ambulance to the ER? Did treatment begin right away or was here a gap?
Have to agree with the other statement on chiropractors, they do tend to over treat, I see it everyday. Now have an attorney, it's going to be more difficult for the carrier to get what they entail. If you have nothing to stow, go the IME (independant medical examiner) and get it over next to. You have to remember, insurance carriers own to hire these doctors, they don't work for the company. Then when you get your settlement, your attorney will take his third rotten the top. Source(s): Claims Adjuster 17yrs
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Answers:
First, Most insurance companies, although they won't/can't speak, do not trust chiropractors because they are viewed as "phonies" and "quacks" That may be a major judgment why they are sending you to a real Doctor, Dump your chiropractor and on your own, go to see a unadulterated Doctor of your choice and get his/her opinion as to your injuries. Since you already hired a advocate, you should not now be worried about the other kid. These suits can drag on for years and 95% of the time are settled out of court for much smaller quantity than the amount you are suing for. You may not want to hear this, but I'll bet if you had gone to a real Doctor contained by the first place, you would not have had to hire a attorney and sue and everything would now be settled
What ever your insurance company has to repay out to you and your lawyer they will sue the kid for. If the kid was beneath 18 (21 in some states if he still lives at home) the insurance company will sue his parents attach assets and or earnings his parents or himself receive. This could cause them to have to even lose their home or database bankruptcy.If the kids family didn't own the saloon the will also go after the owner of the car that hit you.
If the kid and his clan didn't want to be ruined, they should have had insurance. I wouldn't verbs about them.
I agree that the insurance company has issues next to the chiropractor. I know nobody ever listens to me but they aren't actually legitimate doctors. A lot of the stuff they do and believe is nutso crazy on par with Scientology or homeopaths or Democrats. You know, crazy. But seriously, they aren't actual doctors.
Insurance carriers look at the intact scenario. Were you taken by ambulance to the ER? Did treatment begin right away or was here a gap?
Have to agree with the other statement on chiropractors, they do tend to over treat, I see it everyday. Now have an attorney, it's going to be more difficult for the carrier to get what they entail. If you have nothing to stow, go the IME (independant medical examiner) and get it over next to. You have to remember, insurance carriers own to hire these doctors, they don't work for the company. Then when you get your settlement, your attorney will take his third rotten the top. Source(s): Claims Adjuster 17yrs
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