Had a motor accident-other body be at breakdown & his insurance get a record statement from me-now have need of advocate??
I was in a vehicle accident where the other driver made a gone turn on a red arrow;I had a green light. I couldnt see to my not here because the other cars saw this car & stopped but at da same time da car on my departed blocked my view. mind this--the intersection, or street on both sides is a 4 lane street each. This driver be trying to make it on a yellow arrow I guess, since the distance is wide open, by da time he got to me I didnt see him so I proceeded since it was a greenlight for me-he & I collided-he ripped stale the whole front end of my coup¨¦. I have an '08 nissan pathfinder-Now my car is sitting surrounded by a shop,as 4 the accident i didnt get cited HE DID; near was witnesses bt da cops dealt beside them-my car had to be towed away as it be not drivable-now that his insurance contacted me after i called them & took my recorded statement, i am getting a advocate as he is arguing it was green 4him-is da recorded stmt going to affect my legal representative taking on the case?should i have kept peaceable? PLEASE HELP!
Answers:
YOU NEVER SIGN OR RECORD ANY STATEMENT WITH OUT YOUR LAWYER THERE BUT WHY ARE YOU GETTING THE LAWYER? TURN THE HOLE THING OVER TO YOUR INSURANCE COMPANY AND LET THEM TAKE CARE OF IT. THAT'S WHAT YOU ARE PAYING THEM TO DO. AND I SEE NOW THAT THE GUY IS NOT CLAIMING TO BE A FAULT. CALL YOUR INSURANCE AND TELL THEM THIS. THIS IS GOING TO GET NASTY SO YOUR INSURANCE LAWYER HAS TO GO TO WORK DO NOT PAY FOR YOUR OWN LAWYER.
You don't need a attorney. You give your statement with the statement from your witness(s) and any information from Law Enforcement to your insurance provider and they cart care of it. The insurance companies duke it out, not you. That's why you pay for insurance. That's how it works here anyway.
In the first place, you shouldn't have done the recorded statement in need checking with your insurance first. Secondly, your agent is right, if it's clearly the other party's fault, report a claim with the other company. So now you appointment him back ad speak about him the other party is denying liability and he will get into the mix on your behalf. Let him know the other knees-up has an attorney, and they will put their attorney's into the mix, you don't need to hire one.
As far as your record statement, if you stuck to the facts you *might* be okay, hard to tell not knowing what they asked and what you said.
Since the helpfulness of the damage seems greater than an amount you might collect surrounded by small claims court, talk with a legal representative.
If you have an option to salary $750 deductible, that might be you best choice.
All of the information, like the police accident report and his citation, make a difference. Presumably his insurance company will pay -- eventually. This can easily drag on for more than a month.
You're surrounded by a bind because lawyers only really approaching cases which involve bodily injury.
You better hire a lawyer. Anyway you will not pay him unless the armour is done. He will just deduct his fees after the settlement. I also have an accident last year and their insurance at denounce paid $1400.00 for the car devastate and $2500.00 each for me and my wife. Get a lawyer and listen to what he say. Good luck!
Your insurance agent should hold told you (probably has a zillion times, this is so basic) that if you are in an quirk give only the requisite first name, driver's license, and insurance card to the other party! Never talk to the other party's insurance reps.
Always achieve a lawyer - and you're a mite late in a minute. They've already figured out some way to achieve you. but you have got to seize a lawyer - a very virtuous lawyer.
Insurance companies' lawyers represent the insurance company's interests, NOT yours. They will do doesn`t matter what is best for the insurance co.
A lawyer is still going to take a cut contained by what he recovers from the other party. It WILL be more than the $750 deductible.
Giving the insurance company a record statement allows them to accurately assess liability. Any attorney will just ask for the statement. In alot of states, recorded statements are not even admissible evidence if the event went to trial.
In all my years I enjoy never heard of an insurance company forcing you to go third participant if you have the proper coverage. Since your vehicle is new, I assume that you own collision coverage.
Contact your insurance company and file a claim. They MUST accept your claim, and salary you. You are paying them a premium for collision coverage. If they continue to resist, speak to a supervisor. You might want to file a complaint next to your state's Insurance Commissioner.
They will then subrogate against the other party's insurance and request recovery for what the rewarded you and your deductible. However, they may be too lazy to bother.
My opinion, once you resolve this business, cancel your coverage and find a more competent insurance company! Source(s): Claims - 21 years
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Answers:
YOU NEVER SIGN OR RECORD ANY STATEMENT WITH OUT YOUR LAWYER THERE BUT WHY ARE YOU GETTING THE LAWYER? TURN THE HOLE THING OVER TO YOUR INSURANCE COMPANY AND LET THEM TAKE CARE OF IT. THAT'S WHAT YOU ARE PAYING THEM TO DO. AND I SEE NOW THAT THE GUY IS NOT CLAIMING TO BE A FAULT. CALL YOUR INSURANCE AND TELL THEM THIS. THIS IS GOING TO GET NASTY SO YOUR INSURANCE LAWYER HAS TO GO TO WORK DO NOT PAY FOR YOUR OWN LAWYER.
You don't need a attorney. You give your statement with the statement from your witness(s) and any information from Law Enforcement to your insurance provider and they cart care of it. The insurance companies duke it out, not you. That's why you pay for insurance. That's how it works here anyway.
In the first place, you shouldn't have done the recorded statement in need checking with your insurance first. Secondly, your agent is right, if it's clearly the other party's fault, report a claim with the other company. So now you appointment him back ad speak about him the other party is denying liability and he will get into the mix on your behalf. Let him know the other knees-up has an attorney, and they will put their attorney's into the mix, you don't need to hire one.
As far as your record statement, if you stuck to the facts you *might* be okay, hard to tell not knowing what they asked and what you said.
Since the helpfulness of the damage seems greater than an amount you might collect surrounded by small claims court, talk with a legal representative.
If you have an option to salary $750 deductible, that might be you best choice.
All of the information, like the police accident report and his citation, make a difference. Presumably his insurance company will pay -- eventually. This can easily drag on for more than a month.
You're surrounded by a bind because lawyers only really approaching cases which involve bodily injury.
You better hire a lawyer. Anyway you will not pay him unless the armour is done. He will just deduct his fees after the settlement. I also have an accident last year and their insurance at denounce paid $1400.00 for the car devastate and $2500.00 each for me and my wife. Get a lawyer and listen to what he say. Good luck!
Your insurance agent should hold told you (probably has a zillion times, this is so basic) that if you are in an quirk give only the requisite first name, driver's license, and insurance card to the other party! Never talk to the other party's insurance reps.
Always achieve a lawyer - and you're a mite late in a minute. They've already figured out some way to achieve you. but you have got to seize a lawyer - a very virtuous lawyer.
Insurance companies' lawyers represent the insurance company's interests, NOT yours. They will do doesn`t matter what is best for the insurance co.
A lawyer is still going to take a cut contained by what he recovers from the other party. It WILL be more than the $750 deductible.
Giving the insurance company a record statement allows them to accurately assess liability. Any attorney will just ask for the statement. In alot of states, recorded statements are not even admissible evidence if the event went to trial.
In all my years I enjoy never heard of an insurance company forcing you to go third participant if you have the proper coverage. Since your vehicle is new, I assume that you own collision coverage.
Contact your insurance company and file a claim. They MUST accept your claim, and salary you. You are paying them a premium for collision coverage. If they continue to resist, speak to a supervisor. You might want to file a complaint next to your state's Insurance Commissioner.
They will then subrogate against the other party's insurance and request recovery for what the rewarded you and your deductible. However, they may be too lazy to bother.
My opinion, once you resolve this business, cancel your coverage and find a more competent insurance company! Source(s): Claims - 21 years
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