Auto calamity, injury claims interview hit/run UMC?
I was involved in an auto happenstance on 5/18/2008. I was driving northbound on interstate 95 headed to up to date york from virginia. When the accident occured I was In unusual jersey. Someone hit me in the passenger rear side which cause me to spin out of control and do about 3-4 360 scope turns down the freeway. I finally came to a STOP when the passenger side of my car hit the reverse of an S.U.V. At that point the S.U.V stopped for a mere 1-2 seconds and sped off. I be left on the side of the highway by myself. Me and my passenger both sustained what we thought were minor injuries. An officer come wrote a police report (since there were no other vehicle that stopped he wrote it as hit/run). A tow truck then took my car rotten the turnpike and to the nearest local repair shop. I then had to run a TRAIN to new york from jersey to where my own flesh and blood lives. The next day I go to seek medical treatment for my neck/back/and right shoulder, so did my passenger. I got treatment 3 times a week from a chiropractor and get x-rays. The following week i returned home (virginia) where I found a chiropractor and had my medical files transferred. I own been seeing him since... I have see a medical doctor, gone to get an MRI, and now hold to go see an orthopedist. (The mri found i had a fracture within my shoulder) I went back to finally pick up my motor from the shop the framework/ body work/ and paint had been done but they have not done anything mechanically to my car on the other hand they insisted it was READY FOR PICKUP. i was furious so i wrapping up up driving my car back home to virginia because i could not surplus any more time/money. My car still has check engine reading light on, abs light on, speedometer doesnt work, suspension was SHOT. the passenger side strut be blown i could tell cause that side of the coup¨¦ had no bouyancy (sp?) to it. I then call my lawyer and he called the insurance company and get them to replace that strut. EITHERWAY the car is still not mechanically nouns and back to the state it was up to that time the accident.
MY QUESTIONS ARE....
WHAT STEPS DO I TAKE FROM HERE?
ITS BEEN 3 MONTHS SO FAR AND MY CAR IS STILL NOT RUNNING CORRECT.
I have contacted the insurance company they told me an adjuster would come out to look at my motor again and nobody has called me or showed up.
Am i sueing my insurance company?
All my legal representative has done is send out junk mail of representation to the doctors i have seen that my chiropractor have referred me to...
p.s.
Im 20 years old
I have full coverage and own a 2000 bmw 528i
I know its long-winded but thanks in credit im really confused as to what position im in and what options i own... i have kind of merely been going with the flow seeking my medical treatment..
Answers:
You might purely have to unplug the battery so the check engine wispy comes off. Sometimes you need to do that to turn it rotten.
You should have left your motor at the body shop until it was fixed completely. Insurance companies have to remuneration for storage everyday when a car is sitting in someone's lot. But human being that you drove your car from NJ to VA, chances are, no concern how hard you try your car isn't going to acquire fixed at this point. You could try to get an estimate done and submit by fax & regular mail to your insurance company and see if they'll wage it or reimburse you for it.
Most of the time, attorneys do the property damage part as a courtesy to the client; our organization does.
You are suing your insurance company under the uninsured motorist part of your policy. Everybody have it. If you look on your declaration page from your insurance (the packet they send you every time your insurance renew), there's a page that say your policy limits. So if you want to know the most you could possibly get when you sue them, look lower than the uninsured/underinsured motorist section. It should say an amount resembling [$100,000/$300,000.00 (per person/per accident)], those are your benefits. But that has nothing to do near the part that is paying your medical bills.
Your attorney sounds similar to my old boss, lol. Source(s): Paralegal in a personal injury statute office
you didn't say if you go to a shop that your insurance company recommended. These are normally preferred shops that the insurance company would then guarantee.
It is not exceptional for damages to be missed by an adjuster. When an estimate is done they are writing a visual inspection. It is not an all inclusive estimate. Note the word estimate. Now once the repair process is going on it is the responsibility of the repair facility to notify the insurance company of a supplement. Are these damages on the estimate or the supplement? if so consequently it sounds like the shop did not do the repairs properly. If they didn't and this is a shop that you chose, NOT a preferred shop then this could fall up being a problem between you and the shop. If this is a case where on earth the appraiser missed these items then they will inspect and you can place the vehicle back surrounded by the shop for the repairs to be completed. If this was a preferred shop by the insurance company and repairs were not completed properly the insurance company should guarantee that work and go and get you to another preferred shop in your new location for the repairs to be completed.
Most attorneys will not bother next to damages to the vehicle but maybe they will as a courtesy. But you for sure see which of the scenarios above fits your situation and follow appropriately.
I hope this helps!
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MY QUESTIONS ARE....
WHAT STEPS DO I TAKE FROM HERE?
ITS BEEN 3 MONTHS SO FAR AND MY CAR IS STILL NOT RUNNING CORRECT.
I have contacted the insurance company they told me an adjuster would come out to look at my motor again and nobody has called me or showed up.
Am i sueing my insurance company?
All my legal representative has done is send out junk mail of representation to the doctors i have seen that my chiropractor have referred me to...
p.s.
Im 20 years old
I have full coverage and own a 2000 bmw 528i
I know its long-winded but thanks in credit im really confused as to what position im in and what options i own... i have kind of merely been going with the flow seeking my medical treatment..
Answers:
You might purely have to unplug the battery so the check engine wispy comes off. Sometimes you need to do that to turn it rotten.
You should have left your motor at the body shop until it was fixed completely. Insurance companies have to remuneration for storage everyday when a car is sitting in someone's lot. But human being that you drove your car from NJ to VA, chances are, no concern how hard you try your car isn't going to acquire fixed at this point. You could try to get an estimate done and submit by fax & regular mail to your insurance company and see if they'll wage it or reimburse you for it.
Most of the time, attorneys do the property damage part as a courtesy to the client; our organization does.
You are suing your insurance company under the uninsured motorist part of your policy. Everybody have it. If you look on your declaration page from your insurance (the packet they send you every time your insurance renew), there's a page that say your policy limits. So if you want to know the most you could possibly get when you sue them, look lower than the uninsured/underinsured motorist section. It should say an amount resembling [$100,000/$300,000.00 (per person/per accident)], those are your benefits. But that has nothing to do near the part that is paying your medical bills.
Your attorney sounds similar to my old boss, lol. Source(s): Paralegal in a personal injury statute office
you didn't say if you go to a shop that your insurance company recommended. These are normally preferred shops that the insurance company would then guarantee.
It is not exceptional for damages to be missed by an adjuster. When an estimate is done they are writing a visual inspection. It is not an all inclusive estimate. Note the word estimate. Now once the repair process is going on it is the responsibility of the repair facility to notify the insurance company of a supplement. Are these damages on the estimate or the supplement? if so consequently it sounds like the shop did not do the repairs properly. If they didn't and this is a shop that you chose, NOT a preferred shop then this could fall up being a problem between you and the shop. If this is a case where on earth the appraiser missed these items then they will inspect and you can place the vehicle back surrounded by the shop for the repairs to be completed. If this was a preferred shop by the insurance company and repairs were not completed properly the insurance company should guarantee that work and go and get you to another preferred shop in your new location for the repairs to be completed.
Most attorneys will not bother next to damages to the vehicle but maybe they will as a courtesy. But you for sure see which of the scenarios above fits your situation and follow appropriately.
I hope this helps!
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