Can motor insurance not compensate calamity claim because of .10bac? solo coincidence, no injuries or property interfere with.?
single car accident, no injuries, no prop weaken. snow/ice road conditions. police responded-no citations, no report. just towed car and that be it. went to hospital 5 hours later to brand sure no traumatic brain injury, blood/urine tests showed .10BAC can the ins co deny my claim because of a few 'post accident' drinks? new york suff cty
Answers:
Wow, that's legally drunk.
Unless you have an alcohol exclusion, they won't deny the claim. BUT, if you've get medical bills, that's an injury. And if your car got messed up, that's property disrupt.
That WILL be an at fault accident for you, and your collision deductible will apply. Source(s): agent, 21+ years
If here is no injury and no property damage, what would your claim be for? Why would you have thought that you needed to cause sure you had no traumatic brain injury if you didn't have dull pain. "Post-accident" drinks...that's funny. Yes the insurance company can deny any claim by a drunk driver.
To oklatom: He said "no property damage". What is his car but PROPERTY?...duh! In the insurance industry, damage to one's own vehicle is "property damage". Know what you are talking about in the past you criticize others.
Come on relatives, he didn't say his car wasn't dog-eared. He said no injuries or property damage. They don't tow undamaged cars and it was towed.
If you have collision coverage on your policy the insurance will pay for the damages to your car, or if they are extensive, for the balanced market value of your vehicle, less any deductible amount of course.
Just stick to your story that the drinks be after the accident and they won't be able to prove anything else, unless they can turn up a witness resembling a bar tender that will testify you left the pub in bad shape. They WILL investigate.
If your saloon wasnt damaged, you would not need to database a claim. Your regular health insurance will pay for the hospital test. Since it was five hours after the accident I dont see how they could vote you were drinking and driving since there be no ticket or report by the police of a DWI.
Related Questions:
Can I be in motion after a third entertainment insurance company over an injury claim after my PIP have already rewarded?
How do formulate a claim against my coup¨¦ insurance for injuries?
In coup¨¦ disaster, can someone claim bodily injury AFTER human being denied initial repair claim? Can they sue after?
Can I craft a injury claim against a coup¨¦ which injured my father..?
In respect to auto. ins. specificically bodily injury. Victim is claiming bodily injury. Will sue i am sure.?
Answers:
Wow, that's legally drunk.
Unless you have an alcohol exclusion, they won't deny the claim. BUT, if you've get medical bills, that's an injury. And if your car got messed up, that's property disrupt.
That WILL be an at fault accident for you, and your collision deductible will apply. Source(s): agent, 21+ years
If here is no injury and no property damage, what would your claim be for? Why would you have thought that you needed to cause sure you had no traumatic brain injury if you didn't have dull pain. "Post-accident" drinks...that's funny. Yes the insurance company can deny any claim by a drunk driver.
To oklatom: He said "no property damage". What is his car but PROPERTY?...duh! In the insurance industry, damage to one's own vehicle is "property damage". Know what you are talking about in the past you criticize others.
Come on relatives, he didn't say his car wasn't dog-eared. He said no injuries or property damage. They don't tow undamaged cars and it was towed.
If you have collision coverage on your policy the insurance will pay for the damages to your car, or if they are extensive, for the balanced market value of your vehicle, less any deductible amount of course.
Just stick to your story that the drinks be after the accident and they won't be able to prove anything else, unless they can turn up a witness resembling a bar tender that will testify you left the pub in bad shape. They WILL investigate.
If your saloon wasnt damaged, you would not need to database a claim. Your regular health insurance will pay for the hospital test. Since it was five hours after the accident I dont see how they could vote you were drinking and driving since there be no ticket or report by the police of a DWI.
Related Questions: