Bodily Injury claim question...?
Hello. About four months ago I was in a sports car accident and the other driver has be proven "at fault." I was driving 40 mph and t-boned him because he come out of nowhere. My car was totaled. Well, my fund hurt really bad and it was difficult to breathe. So, the subsequent day I went to the doctor and took a chest x-ray (that come back fine) and had to grasp some prescriptions for the pain. I have finally received adjectives of my bills, so I can move forward with my bodily injury claim. My medical expenses came out to roughly less than $70 because my health insurance covered most of it. I call the representative from the other driver's insurance company to ask what I should do next, and he said that I should mail the stuff contained by (which I will) and to include what I believe I should be awarded. He said I don't have to if I don't want to and they will just proposition an ammount to me. I was in like mad of pain, but I don't know what to ask for. What do you think. I don't want to be greedy. Should I sort an offer?
Answers:
You never mention how much your medical bills were or where you are located, which desires to be considered. Many other things come into play (such as what your pain was and how long it lasted) but we could slight them as the settlement won't be very high.
Probably around $500 more after your medical bills. Perhaps up to $1000 if you want to try to push the issue. Your claim is not much as you received limited medical treatment... but you can argue that you _were_ in discomfort, you just don't believe in running up substantial treatment bills, as other people do (as mentioned here) just to find a larger settlement. This would go a _long_ way surrounded by getting the adjuster on your side. You may want to negotiate a little 1st and then mention this.
ask for the ACV of the coup¨¦ that was totalled, all your medical bills to be remunerated in full, any lost wages from missing work due to the accident and doctor visit, any rental car you paid for to be reimbursed and conceivably a small amount of pain and suffering. pain and suffering is NOT soemthing to be precise going to get you a lot of money and here is no "set rule" as to how a company figures it out. ask for what you feel is objective and dont try and get greedy. Source(s): agent
Well first of all, your condition insurance is going to want to be reimbursed for the bills they paid, so be sure to include those when you send to the insurance company.
Ask for the cost of the bills, plus conceivably what a third of the bills total for the "pain and suffering"
There is no formula the insurance company gets to use to determine the settlement amount on an injury claim. Many folks think it is double or triple the medical bills- you will never see that done.
Hope this helps Source(s): Claims adjuster 5 yrs
get an attorney, the attorney would recommend that you go to a chiropractor to show that you own suffered bodily injury(its a way to prove it). So go to the chiro for a few months and afterwards show them your medical bill and make them pay it. Also you can sue for punitive damages(they own to pay you directly) and also theyre supposed to make an submission not you
You have to enjoy a percentage of permanant disability to claim anything except medical expensis there is no compensation for being a bit sore from an twist of fate.
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Answers:
You never mention how much your medical bills were or where you are located, which desires to be considered. Many other things come into play (such as what your pain was and how long it lasted) but we could slight them as the settlement won't be very high.
Probably around $500 more after your medical bills. Perhaps up to $1000 if you want to try to push the issue. Your claim is not much as you received limited medical treatment... but you can argue that you _were_ in discomfort, you just don't believe in running up substantial treatment bills, as other people do (as mentioned here) just to find a larger settlement. This would go a _long_ way surrounded by getting the adjuster on your side. You may want to negotiate a little 1st and then mention this.
ask for the ACV of the coup¨¦ that was totalled, all your medical bills to be remunerated in full, any lost wages from missing work due to the accident and doctor visit, any rental car you paid for to be reimbursed and conceivably a small amount of pain and suffering. pain and suffering is NOT soemthing to be precise going to get you a lot of money and here is no "set rule" as to how a company figures it out. ask for what you feel is objective and dont try and get greedy. Source(s): agent
Well first of all, your condition insurance is going to want to be reimbursed for the bills they paid, so be sure to include those when you send to the insurance company.
Ask for the cost of the bills, plus conceivably what a third of the bills total for the "pain and suffering"
There is no formula the insurance company gets to use to determine the settlement amount on an injury claim. Many folks think it is double or triple the medical bills- you will never see that done.
Hope this helps Source(s): Claims adjuster 5 yrs
get an attorney, the attorney would recommend that you go to a chiropractor to show that you own suffered bodily injury(its a way to prove it). So go to the chiro for a few months and afterwards show them your medical bill and make them pay it. Also you can sue for punitive damages(they own to pay you directly) and also theyre supposed to make an submission not you
You have to enjoy a percentage of permanant disability to claim anything except medical expensis there is no compensation for being a bit sore from an twist of fate.
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