Auto insurance claim near minor injury?
My son was in a minor fender bender & the locally known insurance company is blowing up my phone. I told them he is feeling some collar & back pain. No Dr. have seen him.
They want to know what Dr. he saw & where? They also asked if I be going to make a claim. I told them I was unsure & wouldn't release any further info to them.
My son is not injured save for some soreness, but I don't want to release anything to them until I'm sure he will not have any further complications.
What kind of message should I send them? What about any compensation form this? I'm extremely confused & really just want him to be OK without any adjectives issues.
Thanks
Norma Jones
Answers:
Hiya:
You don't have to make a claim or answer any question if you don't want to. If you/your son are ok with just taking some anguish reliever and getting over it - that's ok. Most people try to cash contained by like they've won the lottery.
However, just some info for you:
It sounds resembling the other driver has insurance and the other driver was at responsibility. That carrier is obligated to make sure their driver is released from any outstanding liability. If you/your son is going to construct a claim - they want to get it resolved.
In order to attain it resolved - they need you/him to sign a release. The release will say that you own been compensated and that you agree not to purse anything additional against the other driver.
If you do settle on to make a claim - and your son treats with a doctor - you will involve to sign a medical authorization. That just allows the adjuster to get the relatein seventh heavencal bills. That's really no biggie.
The release is really not a biggie either - but you guys should feel comfortable that adjectives of your concerns have been address.
Sometimes - an insurance company will offer you money just to return with a release on behalf of their insured. If you are comfortable with that - that's fine.
Usually - I would recommend waiting to sign until you know there are no complications OR sign an spread out medical release. This allows you to settle the claim for some money and leaves money available for medical treatment. (Usually up to a specified dollar amount and set amount of time. Up to $1000 for 3 months for example)
Anyway - it sounds like things are going to be ok with your son. Let's hope it stays that road.
Goodluck. Source(s): Insurance professional 11+ years
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They want to know what Dr. he saw & where? They also asked if I be going to make a claim. I told them I was unsure & wouldn't release any further info to them.
My son is not injured save for some soreness, but I don't want to release anything to them until I'm sure he will not have any further complications.
What kind of message should I send them? What about any compensation form this? I'm extremely confused & really just want him to be OK without any adjectives issues.
Thanks
Norma Jones
Answers:
Hiya:
You don't have to make a claim or answer any question if you don't want to. If you/your son are ok with just taking some anguish reliever and getting over it - that's ok. Most people try to cash contained by like they've won the lottery.
However, just some info for you:
It sounds resembling the other driver has insurance and the other driver was at responsibility. That carrier is obligated to make sure their driver is released from any outstanding liability. If you/your son is going to construct a claim - they want to get it resolved.
In order to attain it resolved - they need you/him to sign a release. The release will say that you own been compensated and that you agree not to purse anything additional against the other driver.
If you do settle on to make a claim - and your son treats with a doctor - you will involve to sign a medical authorization. That just allows the adjuster to get the relatein seventh heavencal bills. That's really no biggie.
The release is really not a biggie either - but you guys should feel comfortable that adjectives of your concerns have been address.
Sometimes - an insurance company will offer you money just to return with a release on behalf of their insured. If you are comfortable with that - that's fine.
Usually - I would recommend waiting to sign until you know there are no complications OR sign an spread out medical release. This allows you to settle the claim for some money and leaves money available for medical treatment. (Usually up to a specified dollar amount and set amount of time. Up to $1000 for 3 months for example)
Anyway - it sounds like things are going to be ok with your son. Let's hope it stays that road.
Goodluck. Source(s): Insurance professional 11+ years
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