Can I be sued for a bodily injury claim even though I own insurance that covers it?

I was in an misfortune on Monday,a women was speeding through a parking lot so fast I didn't see her until we collided. Since I have a stop sign I was given the ticket.(also she was texting someone on her phone)She denied a trip within the ambulance,but has now file a bodily injury claim saying she hurt her wrist.I have full coverage up to $100,000 per personage.So I was wondering what the chances be that my insurance won't pay for it,why they wouldn't,and the chances of me man sued.I am a big worrier and would like to set my mind at ease a bit.Thanks
Answers:
If she be to sue you, your insurance company would step in.
She has to progress through them, there is no way around it.
They will represent your interests, investigate liability and earnings any damages for which they determine you to be liable.
Your insurance company's job is to keep you out of court. Source(s): Claims adjuster


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