No damages, no injuries, but she wrote me a memorandum wise saying she desires my insurance so she can record a claim.?
me and this lady hit each other simultaneously a month ago. neither of us be hurt or injured. she has my address and phone number from when I had started to write my information out for her, earlier we decided there be no point.
Yesterday (a month later) I get a letter from her motto she needs my insurance information so she can make a claim.
I took pictures when she go inside the store. She doesnt know I have that as proof there wasnt any wreck. I also took a picture of her license plate, which didnt have any registration stickers on it.
What should I do?
Answers:
The only accident where on earth there is no one at condemn is if the accident was cause by road conditions. So, was it your fault or hers? Maybe you involve to contact your insurance company, give them the information and copies of pics and let them do business with it! After all, to be precise one of the things you are paying them for!
My guess is that since that quirk YOU had with her, she since tatty her car and thinks she can return with you to pay for it.
I smell a scam and I would report it to the police.
Sounds fishy to me and I smell a scam coming. If she only wrote you a note pretend you never got it and DO NOT contact her. If she tries to contact you by phone play the innocent role and tell her you don't work out why she needs your insurance info because you have photos of the quirk and there was no make worse to either vehicle, and her license plate had no registration stickers on it. Tell her that you will be healthy to call the police if she would like to pursue a claim because the insurance company will insist on have a police report of the accident. Once you mention the cops being involved I'm sure she will move about away. But remember, pretend you never got the letter and DO NOT contact her.
Contact her support and find out why she's decided to file very soon...what damage to her person or motor is just now showing up a month then?
You can go from there as to whether to reveal you took photos so she cannot claim any reduce to rubble done since that time, or if it's a medical issue you may need to find out if there are confines, etc.
Find out why she is filing a claim..
Assuming you have liability insurance, I suggest that you report this to your insurance company. Provide them with adjectives of the information and copies of the photos.
They will contact this woman and find out exactly what she is claiming. I would not be surprised if she is now claiming she was injured. It is amazing how habitually people become "injured" after speaking with friends and line about an accident.
Reporting this to your insurance company will protect your interests. If you do not report it, and next down the road if you are sued, your insurance company may be able to deny coverage. You will be on your own.
FYI - if you really do not want to get your insurance involved, send for her and find out what she wants. Good idea taking the photos as in good health. Source(s): Claims Professtional - 20+ years
As a claim adjuster I see this situation all the time. It probably isn't a scam. They probably enjoy damages that you couldn't see.
First off, unless you are a claims professional or a auto body repair person you are not qualified to determine if here was damage or not. You didn't provide any quirk details, but the most common one is when somebody rear-ends another car and next says there be no damage to the back bumper of the other coup¨¦. 8 out 10 times we find damage--------under and behind the bumper cover. The bumpers are designed with impact absorbers at the rear them and they are often damaged and obligation to be replaced even though the bumper cover itself looks fine or has a tiny scratch on it.
Assuming you hold insurance turn the claim in to them and let them inspect her saloon. If there is no damage, trust me, your company won't rate her.
If you don't have insurance she has the right to sue you and if you are at-fault she will win if she brings an estimate or two from reputable body shops.
No registration sticker money nothing in this business as far as determining fault or damages. It just routine she may face a fine.
Good Luck Source(s): Claim adjuster for way too long.
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Yesterday (a month later) I get a letter from her motto she needs my insurance information so she can make a claim.
I took pictures when she go inside the store. She doesnt know I have that as proof there wasnt any wreck. I also took a picture of her license plate, which didnt have any registration stickers on it.
What should I do?
Answers:
The only accident where on earth there is no one at condemn is if the accident was cause by road conditions. So, was it your fault or hers? Maybe you involve to contact your insurance company, give them the information and copies of pics and let them do business with it! After all, to be precise one of the things you are paying them for!
My guess is that since that quirk YOU had with her, she since tatty her car and thinks she can return with you to pay for it.
I smell a scam and I would report it to the police.
Sounds fishy to me and I smell a scam coming. If she only wrote you a note pretend you never got it and DO NOT contact her. If she tries to contact you by phone play the innocent role and tell her you don't work out why she needs your insurance info because you have photos of the quirk and there was no make worse to either vehicle, and her license plate had no registration stickers on it. Tell her that you will be healthy to call the police if she would like to pursue a claim because the insurance company will insist on have a police report of the accident. Once you mention the cops being involved I'm sure she will move about away. But remember, pretend you never got the letter and DO NOT contact her.
Contact her support and find out why she's decided to file very soon...what damage to her person or motor is just now showing up a month then?
You can go from there as to whether to reveal you took photos so she cannot claim any reduce to rubble done since that time, or if it's a medical issue you may need to find out if there are confines, etc.
Find out why she is filing a claim..
Assuming you have liability insurance, I suggest that you report this to your insurance company. Provide them with adjectives of the information and copies of the photos.
They will contact this woman and find out exactly what she is claiming. I would not be surprised if she is now claiming she was injured. It is amazing how habitually people become "injured" after speaking with friends and line about an accident.
Reporting this to your insurance company will protect your interests. If you do not report it, and next down the road if you are sued, your insurance company may be able to deny coverage. You will be on your own.
FYI - if you really do not want to get your insurance involved, send for her and find out what she wants. Good idea taking the photos as in good health. Source(s): Claims Professtional - 20+ years
As a claim adjuster I see this situation all the time. It probably isn't a scam. They probably enjoy damages that you couldn't see.
First off, unless you are a claims professional or a auto body repair person you are not qualified to determine if here was damage or not. You didn't provide any quirk details, but the most common one is when somebody rear-ends another car and next says there be no damage to the back bumper of the other coup¨¦. 8 out 10 times we find damage--------under and behind the bumper cover. The bumpers are designed with impact absorbers at the rear them and they are often damaged and obligation to be replaced even though the bumper cover itself looks fine or has a tiny scratch on it.
Assuming you hold insurance turn the claim in to them and let them inspect her saloon. If there is no damage, trust me, your company won't rate her.
If you don't have insurance she has the right to sue you and if you are at-fault she will win if she brings an estimate or two from reputable body shops.
No registration sticker money nothing in this business as far as determining fault or damages. It just routine she may face a fine.
Good Luck Source(s): Claim adjuster for way too long.
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