Can I create a claim for injury on my horse lorry insurance.?
I was loading a mare then she kicked out at the door I be closing and the force broke my wrist. I have broken my main bone contained by my wrist, im off work for at least 6 weeks and enjoy to be x-rayed every week, it`s dreadful! Any advice would be appreciated!
Answers:
firstly was you loading your mare or someone Else's, if its your mare within your own box, you can claim on your insurance, if it your box and someone Else's mare, and you have a transporting licence you can claim if it someone Else's mare your box and not transport licence no you can not claim, but if it your mare on someone Else's box and they hold a transport licence you claim on there's, if it there box in attendance mare you can claim.
I \would need more information. Do you work for a company that owns the horse? Is it your own company? If it was one of the two and you have workers compensation insurance you could have coverage. Good Luck!
Since the question states "my horse lorry" I'm assuming the horse is indeed yours. The best instrument to know for sure is to call your insurance company. I can't tell you, nobody can, minus seeing YOUR policy, what is covered and what isn't. Most property insurance covers personal injury, and I would bother, that's why we pay our premiums. BUT, in instruct to collect for being out of work, you'll probably need disability coverage (like AFlack). Your own liability will probably freshly cover hospital bills, but call and check...what can it hurt? It doesn't take 2 years to directory and settle a claim...ever, unless they fight you in court....which I sincerely doubt they would do. They simply fight claims for millions, a few thousand is not a problem, if you're covered to begin next to.
is it your horse? and do you have public liabilty insurance. if so you can claim but it will be not fast, at lowest possible a couple of years. and if its your own insurance then why bother.
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Answers:
firstly was you loading your mare or someone Else's, if its your mare within your own box, you can claim on your insurance, if it your box and someone Else's mare, and you have a transporting licence you can claim if it someone Else's mare your box and not transport licence no you can not claim, but if it your mare on someone Else's box and they hold a transport licence you claim on there's, if it there box in attendance mare you can claim.
I \would need more information. Do you work for a company that owns the horse? Is it your own company? If it was one of the two and you have workers compensation insurance you could have coverage. Good Luck!
Since the question states "my horse lorry" I'm assuming the horse is indeed yours. The best instrument to know for sure is to call your insurance company. I can't tell you, nobody can, minus seeing YOUR policy, what is covered and what isn't. Most property insurance covers personal injury, and I would bother, that's why we pay our premiums. BUT, in instruct to collect for being out of work, you'll probably need disability coverage (like AFlack). Your own liability will probably freshly cover hospital bills, but call and check...what can it hurt? It doesn't take 2 years to directory and settle a claim...ever, unless they fight you in court....which I sincerely doubt they would do. They simply fight claims for millions, a few thousand is not a problem, if you're covered to begin next to.
is it your horse? and do you have public liabilty insurance. if so you can claim but it will be not fast, at lowest possible a couple of years. and if its your own insurance then why bother.
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