I received injuries within an coincidence where on earth my roomate be driving. Can I claim Pain & Suffering?
I had head injuries where on earth they had to put staples in my go before and I rec'd major bruises and abrasions to both knees and my wrist. Her insurance company say that the accident report doesn't even have me on nearby but they went ahead and covered my med bills. But they are saying since we live together I can't claim misery and suffering and get a settlement. I can't even ride in a coupé and not freak out now. Is there anything I can do and save she is wanting me to sue her and I don't want to really cause I don't know what will come back on her or if insurance covers it. Any guidance please let me know.
Answers:
Where did this misfortune occur?
You are not related, your are not "household members" as defined by the policy - "Household Member – means anyone living surrounded by your household who is related to you by blood, marriage or adoption".
The insurance company should be accepting your claim. In most states a husband/wife and any inherited member can file a claim against the other if they are reasonably liable for your injury, but you are neither.
First, contact the insurance company and ask to speak to a supervisor. Find out why they are denying your claim, and ask for it in writing. Ask that they refer to the language within her policy that does not provide coverage. I have a feeling that nearby is something more to it.
If in fact they adopt the claim, if you are still treating, it is far too early to consider settling your claim. Also, your alleged psyche claim needs to be medically documented. You requirement to prove your damages. Source(s): Claims - 21 years.
if you live in the same household, you should hold been listed on her policy and vice versa. you say aloud they have paid your medical bills, but that you are still have physical problems? did you settle and close the medical claim yet? if not, they should still compensate any med bills you have. if you are looking for pain and suffering because you are panicky to get in a vehicle now, they are NOT going to pay for that. dull pain and suffering is not usually big payout to begin with. they hold paid out what they should have, so if you attain an atny i dont think its going to help as far as the company. if your roomate requests you to sue her for payment, why doesn't she just take-home pay you? it would amount to the same thing one and only you wouldn't pay an atny. Source(s): agent
See an attorney about it. Most of the time surrounded by injury accidents you do not have to take-home pay the attorney anything unless you win a settlement. This is not a rule its just how a lot of attorneys do injury cases but it works to your ascendancy if you find one.
If you are part of equal household and you are both covered on the same insurance policy, you usually can't sue for pain and suffering. It depends on your policy. Read it surrounded by detail and see a lawyer if you have doubts.
I don't understand.. are you trying to sue your roommate for human being in the accident, or the other driver.. or someone else?
If you are newly trying to get money from the insurance company because of it, I don't see how that would work.
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Answers:
Where did this misfortune occur?
You are not related, your are not "household members" as defined by the policy - "Household Member – means anyone living surrounded by your household who is related to you by blood, marriage or adoption".
The insurance company should be accepting your claim. In most states a husband/wife and any inherited member can file a claim against the other if they are reasonably liable for your injury, but you are neither.
First, contact the insurance company and ask to speak to a supervisor. Find out why they are denying your claim, and ask for it in writing. Ask that they refer to the language within her policy that does not provide coverage. I have a feeling that nearby is something more to it.
If in fact they adopt the claim, if you are still treating, it is far too early to consider settling your claim. Also, your alleged psyche claim needs to be medically documented. You requirement to prove your damages. Source(s): Claims - 21 years.
if you live in the same household, you should hold been listed on her policy and vice versa. you say aloud they have paid your medical bills, but that you are still have physical problems? did you settle and close the medical claim yet? if not, they should still compensate any med bills you have. if you are looking for pain and suffering because you are panicky to get in a vehicle now, they are NOT going to pay for that. dull pain and suffering is not usually big payout to begin with. they hold paid out what they should have, so if you attain an atny i dont think its going to help as far as the company. if your roomate requests you to sue her for payment, why doesn't she just take-home pay you? it would amount to the same thing one and only you wouldn't pay an atny. Source(s): agent
See an attorney about it. Most of the time surrounded by injury accidents you do not have to take-home pay the attorney anything unless you win a settlement. This is not a rule its just how a lot of attorneys do injury cases but it works to your ascendancy if you find one.
If you are part of equal household and you are both covered on the same insurance policy, you usually can't sue for pain and suffering. It depends on your policy. Read it surrounded by detail and see a lawyer if you have doubts.
I don't understand.. are you trying to sue your roommate for human being in the accident, or the other driver.. or someone else?
If you are newly trying to get money from the insurance company because of it, I don't see how that would work.
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