Being sued by a collection agency what type of advocate do i want?
Answers:
pick up yourself the money and deal with the collection agency tocreate some sort of repayment plan. This is exactly what any attorney will do for you. Just be sure you hang on to to any pomise you make and dont make any promises you cant possibly hold on to as if you dont,they will never deal with you again. Also relate them youll keep them abreast of anything that comes up thatll prevent you from paying. You work with them,theyll work near you so keep your money and start dealing Source(s): Florida Paralegal
You are probably being sued by the wall that lent you the money. Collection agencies generally don't file the sums owed suits. You don't call for a bankruptcy attorney if you are not filing liquidation. You need an attorney who handles civil cases, since that what this suit would be file as. I don't know what the time frame is for your state, but in Louisiana you have simply 15 days to respond to the citation. If you can't get an attorney within 15 days, you should at lowest possible file your written answer with the Clerk of Court, otherwise, the plaintiff can find a judgment against you, regardless of whether you have an attorney. Even if you move about without an attorney, to the court date, admitting you owe the money can still effect a judgment (summary) to be filed against you. Source(s): Deputy Clerk of Court
Probably a bankruptcy lawyer or one similar to that.
But if you cannot pay your bill, how will you pay a attorney?
you can also try finding free legal aid through a legal aid clinic. contact the state bar association surrounded by your state and they can provide you with phone numbers of legal aid clinics contained by your area. You can also try contacting the nearest law university. Sometimes they have programs where ruling students can represent you under the supervision of a lawyer. Finally, I wouldn't agree to enter a clearance plan even if i owed on the debt. The worsed that can happen is that the court will enter a judgment against you which simply states that you owe the debt. Thereafter, participant that filed the suit against you will have the burden of enforce the debt. Most likely they will want to garnish wages, if you are employed. If you are not employed, after they could place a lien on property that you own to try and force collection. However, if you are not working and have no assets, after they will be out of luck because you can't get blood from a turnip. Good luck.
Go to www.BudHibbs.com and learn about collectors and your rights.
Go to www.naca.NET (as Bud suggests) to find FREE decriminalized service in your area. (If within is not an NACA lawyer in your nouns, call state and county social service organizations, and/or the state attorney's department (in your area), and ask where you might get free legalized aid.)
The NACA lawyers are well-studied on credit & debt....and credit scams.
Please read in the region of "junk debt buyers" at Bud's site. For example, click on "Agencies to Avoid" (button, top) and see if the collection acency you mentioned is in the index. If so, read what Bud and other Consumers say about them. Maybe you are man scammed -- maybe you owe this collector nothing. :)
Best of luck.
Oh, "P.S.", if you are one sued, PLEASE go to court. Junk debt collectors file suits hoping debtors won't show up. Then, they grasp an automatic ("default") judgment against YOU. Then, you are forced to pay the debt, when, I don`t know, they did not own the debt. (They have to PROVE they own the debt.) So, read and get court aid.
Best of luck!! Source(s): NOTE: I am NOT a lawyer.
adjectives i can suggest, would be a good bankruptcy attorney, may fix more than one problem. they will also let you make a money plan with them, and most likely a free consultation. upright luck. nice avatar.
You do not need a legal representative, if you owe the bill go to court and make arrangements for a sum schedule, if you do not owe it take adjectives documentation into court and prove that you are not liable, the judge will work with you and allow you to present your shield without assistance from a lawyer.~
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