Personal Injury from a sports car accient within 12/06?
Hello. I was in a 4 coup¨¦ pile up. I was car #2. Car #4 be cited for the accident, and has remunerated for the car. I have wager on injuy and leg numbness. They have not diaganosed me yet. I hired an attorney. He said that will multiple cars, sometimes it take awhile to settle, due to that. I have been out of work for 2 months presently. I can hardly walk. i am contained by physical therpay and am awaitng an MRI. I am not worried about the money, but my medical bills are piling up, and my attorny suggested i wait to pay cheque them until we reach settlement, to elimnate multiple insurances. Does any one know how long this may take to settle? Also, will the settlement cover adjectives medical expenses, and time missed from work. I cant even get out of bed, and am on a lap top contained by bed. Does anyone know how pain and suffering work? Also, what kind of settlement is appropriate, i be told by my attorny not to settle on any amount. How do i know? I am only 25 and not sure how this works... Please help!
Answers:
I am currently in a lawsuit myself from a sports car accident where the other driver be cited for the accident. I have be going through mine now for 4 years. My medical bills were compensated (those were paid and it is something above and beyond any settlement that I will be getting) something like a year into it by the insurance company that insured the driver of the vehicle I was in (I be a passenger). Not to bring you down, but it has been a impressively long process and I've had to jump through masses hoops to get anywhere. The other insurance company offered a settlement of 4500.00, and that wouldn't even cover my medical bills. My lawyer is suing for lost wages, plus aching and suffering, and also any future treatment.
You lawyer will know how to best tell you what you should or shouldn't do...and what you can sue for and what you would be able to find. It's in your lawyers best interest to take home sure you get the max that you can get.
Just don't discuss to the other insurance company, and if they try to contact you refer them to your lawyer.
Because you've employed an attorney...your BEST bet is to listen to the attorney who is the specialist.
Because you enjoy people wanting to be paid for services rendered...I'd STRONGLY suggest you inform you attorney and ask that he write parcels to those asking for payment so that they don't see you as someone attempting to avoid payment.
Additionally, as your attorney have stated...with several "litigants" involved, it takes time for companies to settle these type cases. Especially if in attendance is a small amount of coverage.
Many people cannot afford the higher rates for better coverage and one and only obtain minimal amounts of insurance. Once that goes...you're looking at different approaches to recovering what's owed to the "injured party."
Hang in there and use your attorney....that's what he's getting paid for!!
Best wishes!
This is serious nouns of questions...but I used to be an auto claims adjuster for Progressive.
Average settlement time: Could go forever until your advocate settles with the insurance company or takes the insurance company to court. Average though...3-6 months depending on how big of an ****** the attorney is. I'm sure the insurance company have already made an offer and that your attorney has already made an nonsensical counter offer to drive the "middle ground" for settleing the claim up as far as possible. Problem is most attorneys are so darn greedy they won't accept any submit until they are close to having to go to court. Attorney's dislike going to court! What will be covered depends on the state, but in most states the person at fault's insurance will cover adjectives medical expenses, time missed from work (but you have to have doctors documentation that you shouldn't/can't be working) up to at reproach person's liability limits. Most are 100K per person or 300K per quirk, but people with out insurance or the lowest possible lawful limits are a whole nother story.
Pain and Suffering are determined usually by the amount of treatment a entity has. I'm assuming you went to the hospital within an ambulance after the accident and have have multiple follow ups since. Side note: I hope you havn't gone to a chiropractor, I always thought relations were faking it if they go to a chiro instead of a real medical professional. I would think that $25-$30K would be appropriate for anguish and suffering assuming that your bills and car were taken carefulness of also.
Three things that strike me:
1) You can talk to someone with you insurance company for oblige from someone on your side and knows the ins and outs of your states laws.
2) If your bills do become a problem (even other bills) foot at least $5 toward them. Creditors can't bother you if you are at least making some crack to eliminate what you owe them.
3) I hate to influence it because I know how difficult this process is, but I wouldn't make a good proffer to your attorney on behalf of the at fault drivers insurance company until you have be diaganosed. I'm very skeptical of people that claim distress and numbness but havn't been diagnosed yet after 2 months...sounds for a while fishy to me. Don't intend on being mean, but 2 months is a long time for todays doctors.
Good Luck
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Answers:
I am currently in a lawsuit myself from a sports car accident where the other driver be cited for the accident. I have be going through mine now for 4 years. My medical bills were compensated (those were paid and it is something above and beyond any settlement that I will be getting) something like a year into it by the insurance company that insured the driver of the vehicle I was in (I be a passenger). Not to bring you down, but it has been a impressively long process and I've had to jump through masses hoops to get anywhere. The other insurance company offered a settlement of 4500.00, and that wouldn't even cover my medical bills. My lawyer is suing for lost wages, plus aching and suffering, and also any future treatment.
You lawyer will know how to best tell you what you should or shouldn't do...and what you can sue for and what you would be able to find. It's in your lawyers best interest to take home sure you get the max that you can get.
Just don't discuss to the other insurance company, and if they try to contact you refer them to your lawyer.
Because you've employed an attorney...your BEST bet is to listen to the attorney who is the specialist.
Because you enjoy people wanting to be paid for services rendered...I'd STRONGLY suggest you inform you attorney and ask that he write parcels to those asking for payment so that they don't see you as someone attempting to avoid payment.
Additionally, as your attorney have stated...with several "litigants" involved, it takes time for companies to settle these type cases. Especially if in attendance is a small amount of coverage.
Many people cannot afford the higher rates for better coverage and one and only obtain minimal amounts of insurance. Once that goes...you're looking at different approaches to recovering what's owed to the "injured party."
Hang in there and use your attorney....that's what he's getting paid for!!
Best wishes!
This is serious nouns of questions...but I used to be an auto claims adjuster for Progressive.
Average settlement time: Could go forever until your advocate settles with the insurance company or takes the insurance company to court. Average though...3-6 months depending on how big of an ****** the attorney is. I'm sure the insurance company have already made an offer and that your attorney has already made an nonsensical counter offer to drive the "middle ground" for settleing the claim up as far as possible. Problem is most attorneys are so darn greedy they won't accept any submit until they are close to having to go to court. Attorney's dislike going to court! What will be covered depends on the state, but in most states the person at fault's insurance will cover adjectives medical expenses, time missed from work (but you have to have doctors documentation that you shouldn't/can't be working) up to at reproach person's liability limits. Most are 100K per person or 300K per quirk, but people with out insurance or the lowest possible lawful limits are a whole nother story.
Pain and Suffering are determined usually by the amount of treatment a entity has. I'm assuming you went to the hospital within an ambulance after the accident and have have multiple follow ups since. Side note: I hope you havn't gone to a chiropractor, I always thought relations were faking it if they go to a chiro instead of a real medical professional. I would think that $25-$30K would be appropriate for anguish and suffering assuming that your bills and car were taken carefulness of also.
Three things that strike me:
1) You can talk to someone with you insurance company for oblige from someone on your side and knows the ins and outs of your states laws.
2) If your bills do become a problem (even other bills) foot at least $5 toward them. Creditors can't bother you if you are at least making some crack to eliminate what you owe them.
3) I hate to influence it because I know how difficult this process is, but I wouldn't make a good proffer to your attorney on behalf of the at fault drivers insurance company until you have be diaganosed. I'm very skeptical of people that claim distress and numbness but havn't been diagnosed yet after 2 months...sounds for a while fishy to me. Don't intend on being mean, but 2 months is a long time for todays doctors.
Good Luck
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