If you live contained by a no-fault state and hold personal injury protection, and you are rear-ended and injured, does?
your personal injury protection on your policy pay for your injuries? Where does the other person's (who was at fault) liability insurance come into play? Also, surrounded by same situation, if the other person was uninsured or underinsured, would your um/uim compensate or your personal injury protection pay for your injuries?
Answers:
Your PIP pays you and all occupant for medical expenses, lost wages(usually only a percentage), and replacement services. This coverage is available and pays regardless of fault. That is where on earth the term No-Fault comes into play. Once you have stopped treating, or your policy boundaries are exhausted, your insurance company will subrogate to recover what was salaried out. They will not be reimbursed until all Bodily Injury claims are resolved.
Depending on what state the loss occurred contained by, determines whether or not you are entitled to any monetary compensation. The threshold requirements vary. Some are verbal, some are monetary and contained by others your injury must be serious. The definition of serious also varies. If you meet the threshold requirements, you can folder a claim for pain and suffering against the at fault party's liability coverage.
For example, surrounded by MA, the injured party must sustain a fracture, permanent scarring/disability or incur at most minuscule $2000 in medical expenses before becoming tort eligible.
If the other deputation was uninsured/underinsured, your PIP still pays for the medicals/wages, and the threshold requirements still exist. Source(s): Claims, including many, oodles, many PIP/No-Fault claims.
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Answers:
Your PIP pays you and all occupant for medical expenses, lost wages(usually only a percentage), and replacement services. This coverage is available and pays regardless of fault. That is where on earth the term No-Fault comes into play. Once you have stopped treating, or your policy boundaries are exhausted, your insurance company will subrogate to recover what was salaried out. They will not be reimbursed until all Bodily Injury claims are resolved.
Depending on what state the loss occurred contained by, determines whether or not you are entitled to any monetary compensation. The threshold requirements vary. Some are verbal, some are monetary and contained by others your injury must be serious. The definition of serious also varies. If you meet the threshold requirements, you can folder a claim for pain and suffering against the at fault party's liability coverage.
For example, surrounded by MA, the injured party must sustain a fracture, permanent scarring/disability or incur at most minuscule $2000 in medical expenses before becoming tort eligible.
If the other deputation was uninsured/underinsured, your PIP still pays for the medicals/wages, and the threshold requirements still exist. Source(s): Claims, including many, oodles, many PIP/No-Fault claims.
Related Questions: