Personal Injury Claim?
I was in an auto misfortune (passenger). The accident was not our show disapproval, a car following too closely to the car within front of it (we were in the on-coming lane). The sports car rear ended the stopped motor at 40mph and forced it into oncoming traffic (us) we were hit head-on and then the cause car t-boned our car. I be rushed to the hospital where i was tested and medicated for 6hrs. My injuries be: ripped chest wall, difficulty breathing, cuts, bruises, whiplash, and back pain. The guy who hit us, his insurance company is trying to seize me to settle for $750. Am I wrong or should it be substantially higher?
Answers:
Defiantly don't take it! Get yourself a GOOD attorney! That is severely important. I was kinda contained by the same situation....We were stopped at a red frothy and we got rear finished, I was the passenger. I had 3 herniated discs that resulted b/c of the catastrophe. We settled for $24,000 a year later. However, the driver of the car didn't do her research and take hold of the first attorney she could find and she was only offered $5000 to settle. If you catch a good attorney he will point you in the direction of the right doctors and everything you call for to do to cover yourself. You should settle for at least $100,000 possibly more. DO YOUR RESEARCH for an attorney!! The ones advertised on TV are not the ones you want!
They need to earnings your medical bills as well as offer you a nice settlement. $750.00 is nought! Don't take it.
FYI: When you do decide to settle you hold to sign a disclaimer releasing them from any future responsibilities. So if 6 months or 6 years down the road you have a medical issue(s) that are relatein seventh heavenhe wreck..they are off the hook! So your settlement should be "padded" enough within the event you have future problems that go on.
In most states you have up to one year to settle so don't jump the gun..moderation my dear... LOL
In this situation You are in the drivers seat..No pun intended! LOL
It should be higher. enjoy you seen a doctor? Whip lash usually needs physical psychoanalysis (the more you go, the more money your settlement should be) Sounds like you call for a lawyer. Just make sure that you return with one that takes a cut of your winning not charge you a levy. Some lawyers charge as much as 40% of your settlement but you can still find one that will do it for 33 1/3%. This means you repay nothing up front and when the insurance company finally pays the lawyer take a % of the money.
You need to stop talking to the adjuster and capture the lawyer and see the doctor. The medical bills will be covered. I'vee worked in the insurance industry for over 10 years (5 as an underwriter) and I never hear of a settlement offer that small for the amount of injuries that you have. However, as I said the doctor bills are what add to your case. Just saying I'm hurt vs have doctor evaluations, probably MRI of back and therapy for whiplash. You better be relating the truth though. The ins company will send fraud investigators to watch you and try to fence in you on film doing things that you can't do if you are so badly hurt if they suspect that you are lying. Then they will prosecute you for insurance fraud.
Just a Girl is correct contained by saying that you will have to sign a release. That is fragment in why settlements are often voluminous. Back issues can come back to haunt you (trust me - I hold reoccurring back issues from an accident almost 15 years ago)
However she is incorrect contained by saying you have a year to settle. You must wallet suit within 2 years from the date of the accident, unless you be a minor at the time of the accident. if you were a minor you own 2 years from the day you turn 18. This is called the statue of limitations.
Settlements can pilfer a long time. After all your medical treatment then the attorney and co. then negotiate a settlement. If there is no agreement next it will go to court. This rarely happen b/c it often costs the co more and it is almost always cheaper to settle. In your overnight case it will definitely settle. it can take a year or longer. My personal grip took over 2 years to settle. I had a sever sprain, whip lash contained by my neck and a slipped disc in my put money on. I got 10 g. Source(s): me - insurance gal
very much higher hope you are still seeing your MD for this and attain you a lawyer.
wow! that's a low blow if i ever hear of one. you definitely should get a advocate to fight the company for all they are worth. 750 probably wont even cover your trip within the emt to the hospital
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Answers:
Defiantly don't take it! Get yourself a GOOD attorney! That is severely important. I was kinda contained by the same situation....We were stopped at a red frothy and we got rear finished, I was the passenger. I had 3 herniated discs that resulted b/c of the catastrophe. We settled for $24,000 a year later. However, the driver of the car didn't do her research and take hold of the first attorney she could find and she was only offered $5000 to settle. If you catch a good attorney he will point you in the direction of the right doctors and everything you call for to do to cover yourself. You should settle for at least $100,000 possibly more. DO YOUR RESEARCH for an attorney!! The ones advertised on TV are not the ones you want!
They need to earnings your medical bills as well as offer you a nice settlement. $750.00 is nought! Don't take it.
FYI: When you do decide to settle you hold to sign a disclaimer releasing them from any future responsibilities. So if 6 months or 6 years down the road you have a medical issue(s) that are relatein seventh heavenhe wreck..they are off the hook! So your settlement should be "padded" enough within the event you have future problems that go on.
In most states you have up to one year to settle so don't jump the gun..moderation my dear... LOL
In this situation You are in the drivers seat..No pun intended! LOL
It should be higher. enjoy you seen a doctor? Whip lash usually needs physical psychoanalysis (the more you go, the more money your settlement should be) Sounds like you call for a lawyer. Just make sure that you return with one that takes a cut of your winning not charge you a levy. Some lawyers charge as much as 40% of your settlement but you can still find one that will do it for 33 1/3%. This means you repay nothing up front and when the insurance company finally pays the lawyer take a % of the money.
You need to stop talking to the adjuster and capture the lawyer and see the doctor. The medical bills will be covered. I'vee worked in the insurance industry for over 10 years (5 as an underwriter) and I never hear of a settlement offer that small for the amount of injuries that you have. However, as I said the doctor bills are what add to your case. Just saying I'm hurt vs have doctor evaluations, probably MRI of back and therapy for whiplash. You better be relating the truth though. The ins company will send fraud investigators to watch you and try to fence in you on film doing things that you can't do if you are so badly hurt if they suspect that you are lying. Then they will prosecute you for insurance fraud.
Just a Girl is correct contained by saying that you will have to sign a release. That is fragment in why settlements are often voluminous. Back issues can come back to haunt you (trust me - I hold reoccurring back issues from an accident almost 15 years ago)
However she is incorrect contained by saying you have a year to settle. You must wallet suit within 2 years from the date of the accident, unless you be a minor at the time of the accident. if you were a minor you own 2 years from the day you turn 18. This is called the statue of limitations.
Settlements can pilfer a long time. After all your medical treatment then the attorney and co. then negotiate a settlement. If there is no agreement next it will go to court. This rarely happen b/c it often costs the co more and it is almost always cheaper to settle. In your overnight case it will definitely settle. it can take a year or longer. My personal grip took over 2 years to settle. I had a sever sprain, whip lash contained by my neck and a slipped disc in my put money on. I got 10 g. Source(s): me - insurance gal
very much higher hope you are still seeing your MD for this and attain you a lawyer.
wow! that's a low blow if i ever hear of one. you definitely should get a advocate to fight the company for all they are worth. 750 probably wont even cover your trip within the emt to the hospital
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