Do i stipulation personal injury protection (PIP) next to my auto insurance ? i already enjoy med insurance.?
Answers:
It depends on what state you are in. Not all states require you to hold PIP coverage. If you are in a state that offers the coverage but it is not required, I would carry it. Think of it like the AFLAC of car insurance. It is a nice backup. If you are surrounded by a state that requires you to have PIP make sure you carry extended coverage that will cover 100% of your medical bills related to a car accident. Also (depending on the carrier) if you hold to miss time from work it will cover 80% of your lost time off, that way you can store your vacation or sick time. It is good coverage to enjoy.
PIP is a in one piece lot different than your medical insurance. PIP covers many things such as funerals, passengers and pedestrians. The article below can be a great relieve for PIP. Source(s): http://www.nationwidebillrelief.com/blog…
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Why would you dribble away your time on the phone calling around?
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this is the site i used and it be quick like smaller quantity than 5 mins.
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Good starting point is at this site.
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Good luck.
Yes, almost every state requires it. Many health insurance companies won't pay an auto-relateover the moonm until the car insurer pays their limit.
Your medical insurance won't cover all the expenses incurred after an auto accident. In 1995 I be in collision with a truck, and done up with a broken neck. 2 ambulance rides, a week and a partially in hospital, x-rays and c-t scans, 4 1/2 hours of neurosurgery, 10 months of follow-up, test, x-rays, etc, replacement income, schooling for a new job as my feeble one disappeared while I was laid up, none of that would have be paid by my medical. It was adjectives covered by the PIPP we have with our no-fault injury coverage.
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